Some pension plans let retirees choose between smaller lifelong income payments or a large lump sum. If one or both spouses are in line to receive pensions, a couple should at least explore some of the possibilities for lump sum investment.
MARKET UPDATES
Missions
This article ponders gifting highly appreciated stock to elderly parents for a step up in basis when they pass.
Briefings - The Economy
October brought considerable volatility to Wall Street, yet all major benchmark indexes ultimately ended the month in positive territory. The NASDAQ led the way, setting a new record high, largely…
Briefings - Markets
Earlier in November, we were supposed to receive the October inflation report and unemployment data, however, due to the government shutdown, we may never get them.
Retirement
The Department of Labor appears to be giving a bright green light to private equity investments and crypto options in our nation’s 401(k) plans.
Taxes
Starting in 2025, if you are age 65 and older, you may qualify for a new $6,000 above-the-line tax deduction that could help reduce taxable income
College Planning
The Trump Account is part of the “One Big Beautiful Bill”, recently signed into law, as another option to save for education, business or first time home ownership.
Estate Planning
This article ponders gifting highly appreciated stock to elderly parents for a step up in basis when they pass.
Elder Care Planning
Conversations with aging parents about finances can feel difficult, but knowing their financial resources, assets, and healthcare plans will help you make smarter decisions. Ask questions such as: 📝 Do…
Investing
The S&P 500 is not nearly as passive as most investors believe it is. In calendar 2025, the index has added 15 new stocks and removed 15 others.
Basic Training
In this Basic Training series we look at some of the important types of insurance.
Financial Planning
Starting in 2025, if you are age 65 and older, you may qualify for a new $6,000 above-the-line tax deduction that could help reduce taxable income