Some pension plans let retirees choose between smaller lifelong income payments or a large lump sum. If one or both spouses are in line to receive pensions, a couple should at least explore some of the possibilities for lump sum investment.
The dramatic fluctuation of the global energy market over recent weeks has provided a masterclass in the intersection of geopolitics and investor psychology. When the initial conflict involving Iran sparked an alarming surge in oil prices—catapulting from a steady $65 a barrel to a peak of roughly $115—the immediate narrative was one of impending “oil shock.” For the average American, this wasn’t just a headline; it was an immediate drain on the wallet, evidenced by the $6-a-gallon prices seen at California pumps. The panic was palpable, leading many to fear that a 1970s-style...
Is the United States currently in a recession, and we just don’t know it yet? This question haunts the halls of Wall Street and the aisles of every grocery store in America. The difficulty lies in the “rearview mirror” nature of...
Over the 20-year period ending in 2025, the stocks of large and mid-sized...
The retirement savings landscape has changed dramatically over the past...